Accept X-***-Token on REST; slide TTL with per-session timeout
OTKPreAuthFilter resolves X-***-Token when no X-OTK is present (same call MediaService REST without the BFF. KSessionService now slides the Redis TTL with the s...
Device-token SSO **************** stream tokens, X-*** header parity
- DeviceAuthController: durable device credential per (user, device) with rotate-on-exchange + 60s grace; /device/exchange mints a per-org *** via PostAuth*...
Device-token + push-registration entities, HMAC stream-token codec
hashed secret, rotation grace, sliding expiry), push_device_registrations (one push destination per device+org+kind), and StreamTokenCodec — short-lived HMAC to...
Cache closed-loan docs across passes; retire on solve/exhaust
The trainer now refines a loan over multiple passes instead of one-and-done: - TrainingDocStore is a PERSISTENT, deterministically-keyed cache (key = hash of...
Multi-pass closed-loan training — pass counter + corpus upsert key
The closed-loan trainer now re-reads a loan on successive passes until its extraction reproduces the loan outcome, so: - LeadLosLink.closedLoanPasses drives a p...
Status-preserving progress write for the closed-loan trainer
run is RUNNING, without touching status. An operator pause (status → PAUSED) can no longer be clobbered by a full-row save from the pool thread — the guarded up...
Harden closed-loan trainer — concurrency, idempotency, limits
- Concurrency: in-process activeOrgs guard + the DB claim() so this instance never double-walks an org and two replicas can't overlap; a run whose heartbeat...
Harden closed-loan trainer — run lock + per-loan idempotency
- ClosedLoanTrainingRun.claim(): atomic conditional UPDATE that takes ownership of a run only when it is not already RUNNING or its heartbeat is stale (prev...
Closed-loan auto-trainer panel on the platform Document AI tab
Top-level owners can run + monitor the MeridianLink closed-loan trainer across every tenant from Settings → Platform → Document AI. Per-org rows show status, lo...
Closed-loan auto-trainer + platform control endpoints
A closed loan is ground truth: its MeridianLink metadata is the answer key, its documents are the input. ClosedLoanTrainerService walks each MeridianLink org's ...
Org-scoped loan roster query for the closed-loan trainer
**************** gives the trainer every LOS-linked loan for an org+provider, each carrying the externalLoanName it reads status + documents for.
Closed-loan auto-trainer foundation (MeridianLink ground truth)
Foundation for training document extraction against funded loans (the answer key): - ClosedLoanTrainingRun entity+repo — per-org run control + live counters - E...
DOC_REJECTED email carries the plain-language reason
Both reject paths now pass **************** to the borrower's rejection email instead of the raw enum literal.
Plain-language borrower messages for document rejections
RejectionReasonType was a bare enum (the borrower literally saw "ILLEGIBLE"). Each value now carries a borrowerMessage() remediation string + a messageFor() map...
Platform review queue on the Document AI tab
The Document AI tab now hosts the cross-tenant review queue: low-confidence extractions from every lender, lowest-confidence first, with inline confirm/correct/...
Platform QC queue + review endpoints (top-level owners)
system-config gains a cross-tenant extraction review queue + confirm/correct/reject, gated to top-level owners — the central labeling surface for the shared mod...
Platform-wide QC review (cross-tenant labeling for the shared model)
A document is a document — extraction and the model are platform-level, not per lender. Adds a cross-tenant NEEDS_REVIEW queue + QcReviewService.platformReview ...
Platform extraction config + cross-org corpus/accuracy/export
system-config GET/PUT now carries extractionAutoApplyConfidence + extractionModelId and reports the platform-wide corpus size + per-doc-type accuracy; adds a cr...
Platform "Document AI" configuration tab
Adds a Document AI tab to **************** the auto-apply confidence threshold, the registered fine-tuned model id, the platform-wide training-corpus size + per...
Platform Document-AI config on SystemConfiguration + cross-org corpus
Adds **************** (default 0.85) + EXTRACTION_MODEL_ID to the platform SystemConfiguration singleton — the platform-wide levers for the QC gate and the regi...
Org-wide "Document QC" steward sub-tab
Adds a Document QC console to the mortgage steward strip (?sub=docqc): the org-wide queue of low-confidence AI extractions grouped by loan, with inline confirm/...
Org-wide QC queue (employee review portal)
Adds an org-scoped NEEDS_REVIEW query + QcReviewService.orgQueue so employees can work every loan's low-confidence extractions from one portal, not one loan at ...
Steward Document-QC review box on the application detail
Adds a "Document QC" section to the loan detail: the queue of low-confidence AI extractions with confirm / correct / reject per field (each decision trains the ...
QC endpoints + confidence-gated extraction + gift/tax reads
- QcController (/api/security/mlos/qc, LOS_VIEW_PIPELINE): review queue, review action (confirm/correct/reject), NDJSON training-data export, per-doc-type a...
Confidence-gated QC box + labeled training data + gift/self-employment reconcile
QC engine (Phase 4 core): - VerifiedFact gains first-class EXTRACTION_CONFIDENCE, DOC_TYPE_CODE, QC_STATE columns (QcState: **************** Reconciliation ...
Extract benefit/award income (SSA, pension, child support)
Adds extraction prompts for SSA_AWARD / PENSION / CHILD_SUP (AI reads the gross monthly amount + a label), and stamps the OtherIncomeSource id deterministically...
Reconcile otherIncome.* facts into OtherIncome rows
Extends fact reconciliation with an otherIncome.* branch: award/benefit documents (Social Security, pension/retirement, child support) land a real OtherIncome r...
Auto-classify uploads to catch wrong-document uploads
A cheap LIGHT-tier "what is this document?" pass on the first page classifies the upload into a coarse family and compares it to the requirement's asserted type...
Extract 12-month bank statements + written VOE
Widens vision extraction to two more borrower doc types that reuse the existing reconciliation vocabulary (zero reconciliation risk): BANK12MO reads as an asset...
Multi-page PDF document extraction (Phase 2)
The vision path was image-URL only, so a borrower's multi-page PDF (bank statement, tax return) couldn't be read. Now: - VaultDocPublicController serves ?page=...
Full-res per-page PDF render for document extraction
Adds DocPageRenderService + POST /api/conversion/render-page (page N → PNG at 150 DPI, capped 300) and /page-count. This is the read-quality companion to the 30...
Capture + encrypt full SSN on the borrower application
The application posture needs the borrower's REAL Social, not a last-4 (a lender can't do anything with 4 digits). Borrower.ssnEncrypted existed but was never w...
Optional ?phone= reverse lookup on GET /api/security/leads
The softphone CRM tab resolves an active caller number to a lead. Add an optional phone RequestParam that filters the org lead list by canonical (last-10-digit)...
Wire CRM Integration tab to real data
Replace the mock CRM tab with a live reverse-phone-lookup panel. - Resolve the active call / dialpad number to a CRM lead via leadsApi.searchByPhone (new ?pho...
Support "unblock forever" remote-image consent
Adds a wildcard consent (allowAll / isAlwaysAllowed) so a member can opt to display external images in every message. Reuses the existing consent table via a re...
Add "unblock forever" option for blocked external images
The external-images gate now offers two actions: Unblock (this message, as before) and Unblock forever, which displays external images in every message going fo...
A different preferred name forks a new lead
A genuinely different preferred name (compared case-insensitively with outer spacing trimmed) is a different person, so create a brand-new lead instead of renam...
Reach the borrower's OWN officer directly, no support-right gate
Drop the ACCEPT_SUPPORT_TICKETS requirement from assignToPreferredAgent: the borrower's assigned loan officer is reachable regardless of whether they're a confi...
Proxy GET /lo-presence to MediaService
The support-session proxy already forwards the raw body, so the merged widget's preferredAgentMemberId reaches MediaService untouched. Add the presence proxy so...
Direct-to-assigned-LO routing + LO presence endpoint
Powers the borrower portal's merged LO/chat widget: - **************** direct-assigns a public-chat ticket to a SPECIFIC agent (the borrower's assigned loan o...
Expose assigned-LO member id + phone for direct chat + presence
The merged LO/chat widget needs to (a) target the assigned officer directly in the borrower's live-support session and (b) query the officer's live presence. Bo...
Assign a loan officer to a NAME-ONLY lead (before email/phone)
The borrower portal already creates the lead the instant a name is given, but enterAssignmentPoolIfActionable kept a name-only lead OUT of the credit accept poo...
Inline-CID org logo (SVG->PNG) so it renders in Gmail; remove message content; preserve From-domain case
- FIX (security): notification emails carry no message body — remove messagePreview from template vars, ledger, samples and the settings toggle. - FIX (logo):...
Missed-message email deep links, auth-continuity stash, unread chat auto-popup, notification settings
DeepLinkToolBootstrap opens ?openChat/?openTicket tool windows (params survive the login round-trip via a sessionStorage stash captured pre-auth and preserved a...
Missed-message email notifications (chat + support) with per-source suppression
Durable NATS consumer chat-email-notifier on chat.session.> feeding a MESSAGE_EMAIL_NOTICES ledger (PENDING/SENT, per-sender for chat, per-ticket for support), ...
Editor sample variables for missed-message notification templates
Preview samples for MISSED_CHAT_MESSAGE and SUPPORT_TICKET_REPLY incl. raw vs html-escaped sender/title variants used by the canonical bodies.
Missed-message email notification ledger + canonical templates
MessageEmailNotice entity (MESSAGE_EMAIL_NOTICES, unique recipient+sourceKey+channel) with PENDING/SENT suppression states, repository incl. sudo-safe markRead/...
Microsoft 365 mail via Microsoft Graph app-only (zero per-mailbox setup)
Microsoft 365 mail now reads/sends through Microsoft Graph app-only (Mail.ReadWrite/Mail.Send application permissions) instead of IMAP — one app credential cove...
GraphMessageIdMap entity for Microsoft 365 Graph mail id mapping
Maps opaque Microsoft Graph message ids to stable synthetic numeric UIDs per mailbox, so Graph mailboxes flow through the existing numeric-uid mail contract (co...
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